About this blog
Wednesday, September 1, 2010
Monday, August 30, 2010
The easiest and most effective way to pay off your credit card balance is to get your credit card company to lower the interest rate. Here are some steps to follow to do this:
- Find out how much interest you are currently paying (take a look at your most recent statement - the interest rate is usually listed on the bottom of the last page in a table)
- Find out what rates the competition is offering (this doesn't mean apply for a card with a lower rate. It just means find out what is being offered so you have some data when you call the bank. Check out www.bankrate.com)
- Talk to someone who can make a difference (call the customer service number listed on your statement and immediately ask for the supervisor of the person who answers the phone as first tier support doesn't have the authority to change rates. Tell the supervisor what the competing rates are, and if your bank doesn't lower your rate, you intend to transfer your balance to the competitor)
Lowering your interest rate means it will cost you less to pay off your credit card debt. This is an important part of earning your financial freedom!
Saturday, August 28, 2010
Wednesday, August 25, 2010
Monday, August 23, 2010
I am currently reading "Start Late, Finish Rich" by David Bach. This book is full of interesting information and is an easy read. For this installment I'd like to start off with an excerpt from this book. When I read it, I found it to be simple, yet thought-provoking and motivational.
"The fact is, you don't get in life what you wish for. You get in life what you go for.
People choose their lives.
People choose their actions.
People choose their outcomes.
Life is a cause set in motion.
And life is not over until you quit."
Saturday, May 22, 2010
Wednesday, May 19, 2010
Monday, May 17, 2010
Sunday, May 16, 2010
Saturday, May 15, 2010
All That Glitters is not Gold - Copper and Chinese Crystal Y-style Necklace
Drops of Lava - Red Agate and Copper Lariat Style Necklace
Alice in Chains - Copper and Fossilized Coral Bracelet
Wednesday, May 12, 2010
Tuesday, May 11, 2010
Saturday, May 8, 2010
After Midnight - multi stone memory wire bracelet
Friday, May 7, 2010
Wednesday, May 5, 2010
Tuesday, May 4, 2010
Thursday, April 29, 2010
Wednesday, April 28, 2010
A Walk in the Forest - Rhyolite, riverstone, Swarovski pearl and sterling silver necklace
Men's brecciated jasper and hematite necklace
Blue mountain jade, Bali and sterling silver bracelet
Saturday, April 3, 2010
Friday, April 2, 2010
Wednesday, March 31, 2010
Wednesday, March 24, 2010
Tuesday, March 23, 2010
Wednesday, March 17, 2010
PS...for those of you waiting for the follow up to the copper etchings I did...I still haven't gotten around to oxidizing and polishing those pieces yet! Thought I was going to have time to do it last week before we went away for the weekend, but that didn't quite work out. Maybe tonight...